When looking at plans, think about things like premiums, deductibles, and how much you’d be able to pay out of pocket. ![]() Costs can vary by the Medicare plan you select. Focus on plans that’ll meet these needs in the upcoming year. Compare the coverage provided in the different Medicare plans with your health needs. Since everyone has different health needs, it’s important to consider what kind of health or medical services you’ll need in the coming year. So how can you choose a Medicare plan that fits your needs? Follow the tips below to get started: Tips for choosing the best Medicare plan for your needs You’ll then have access to all SilverSneakers benefits free of charge. You can use your membership card to enroll at your gym of choice. SilverSneakers members have access to any gym that participates in the program. After signing up, you’ll be provided with a SilverSneakers membership card with a member ID number. If your plan covers the SilverSneakers program, you can sign up for it on the SilverSneakers website. Additionally, some Medigap (Medicare supplement) plans offer it as well. Some Part C (Medicare Advantage) plans cover SilverSneakers. By year 2, it was found that participants had lower total healthcare costs as well as smaller increases in healthcare costs compared to nonparticipants. One study followed SilverSneakers participants for 2 years. Using fitness programs can help improve your overall health and may also lower your healthcare costs. To find a location near you, use the free search tool on the SilverSneakers website. SilverSneakers has thousands of participating gyms nationwide. promotion of a supportive community of fellow participants both in person and online.access to online resources, including workout videos as well as nutrition and fitness tips.fitness classes specifically designed for older adults of all fitness levels, including cardio workouts, strength training, and yoga.use of participating gym facilities, including fitness equipment, pools, and walking tracks.You can find these resources at Simply click on the Caregiver Resources tile once you’ve logged in with your username and password.SilverSneakers is a health and fitness program that’s specifically aimed at adults age 65 and older. Counselors are available 24/7 to discuss your situation confidentially.Īccess the Caregiving Benefit for zip code specific listings of important services for the elderly in your area: Adult daycare centers Don’t hesitate to reach out to your EAP for support, ideas and solutions. Caring for multiple generations is emotionally draining. The stress of these situations can become overwhelming, particularly for employees who need to maintain productivity and high performance in spite of the demands they are constantly addressing. Many of us in our 40s, 50s and 60s are still caring for teens while our parents – who are 70 and beyond – may be becoming more dependent on us, thereby “sandwiching” us between two competing sets of responsibilities. Other financial services include: access to credit counseling and financial consultation services with CPAs and Certified Financial Planners internet-based services such as financial calculators, budget templates, articles and trainings. The Coaching Benefit includes more than 200 Personal Finance and Investing courses available online 24/7. Because our Coaches are also Counselors, they can help with stress, family problems and other issues that often accompany financial problems. You have access to Certified Financial Coaching for help with budgeting, credit, debt and money management issues. Other concerns include educational costs, What’s causing all this financial stress? Retirement savings is a big concern unexpected healthcare costs and financing health crises comes in a close second. Financial anxiety often triggers a domino effect: People who have high financial stress are more likely to struggle with depression, anxiety and health problems. Three out of five say money stress affects their ability to focus at work and money issues can lead to family and relationship conflict. Most Americans worry about personal finances. ![]() Debt, Savings or Money Woes Got You Down?
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